Digital finance, reimagined
Move money.At the speedof life.
One platform for payments, cards, bills and rewards — built for the people who spend, the merchants who accept and the businesses that run on both.
Send
Send money without the friction.
Pay the way that already makes sense to you — a UPI ID, a mobile number, or a bank account and IFSC. Same flow, same confirmation, every time.
- UPI ID
- Mobile number
- Bank account
- IFSC
- UPI mandates
Scan
Scan. Pay. Done.
Point the camera at a UPI QR and pay straight from MufinPay. No app switching, no re-entering an amount, no waiting to find out whether it went through.
- 01Open Scan & Pay
- 02Frame the merchant's QR
- 03Confirm the amount
- 04Get an instant confirmation
The code on screen is a decorative pattern built for this page. It is not scannable and encodes nothing.
Tap
Payments you can hear.
The MufinPay Sound Box announces every payment out loud, so a busy counter never has to stop and check a screen to know the money arrived.
Sound only plays when you press the button. Nothing on this page plays audio on its own.
Cards
Your money. Your way.
Flexible prepaid cards for everyday spending — issued, loaded and managed as part of the same experience as the rest of your money.
- Everyday spending
- Use it where you already shop.
- Load and manage
- Top up and track from the app.
- Programme controls
- Set the rules that suit the programme.
- Physical and digital
- The same card, in both form factors.
Keep scrolling to turn the card over.
Gifting
Give more than a gift.
Digital gift cards that are quick to send and simple to use — whether it is one card for a friend or a batch for a whole team.
Designs shown are abstract placeholders created for this page. No retailer or brand partnerships are implied.
Super App
One app. Many ways to move.
UPI, wallet, cards, bills and rewards, brought into one connected experience instead of five disconnected ones.
- UPISend, request and scan to pay.
- WalletKeep a balance ready to spend.
- CardsPrepaid and gift cards in one place.
- BillsRecharges and household bills.
- RewardsValue back on everyday payments.
Bills & recharges
Bills out of the way.
Household bills and top-ups through one connected flow, so paying them takes a moment rather than an afternoon.
- ElectricityPay or recharge
- MobilePay or recharge
- DTHPay or recharge
- BroadbandPay or recharge
- FASTagPay or recharge
Electricity bill
BBPS · paid
₹1,420
Rewards & loyalty
Every payment can lead to more.
Build engagement with digital rewards and loyalty programmes for customers, employees and communities.
REWARDS
- Gift cards
- Prepaid rewards
- UPI payouts
- Loyalty
- Engagement
For merchants
Built for the business behind every payment.
Simple tools to accept payments, know instantly that they landed, and keep a clear view of the day’s collections.
Customer
Opens Scan & Pay
QR
Scans the counter code
Payment
Money moves over UPI
Sound Box
Announces the amount
Merchant
Serves the next customer
Today’s collections
Demo dataIllustrative merchant view- Collected
- ₹84,250
- Transactions
- 182
- Successful
- 179
- Pending
- 3
These figures are fictional sample data shown to illustrate the interface. They are not MufinPay statistics.
For businesses
Financial infrastructure that scales with you.
From prepaid programmes and payment acceptance through to expense and employee-focused solutions — build the financial experience your business actually needs.
Payment Gateway
Checkout through to settlement.
Prepaid Cards
Issue and manage card programmes.
Gift Cards
Send value at any scale.
Expense Management
Corporate cards with controls.
Meal Wallet
An employee benefit that runs itself.
NCMC Smart Cards
Transit and retail on one card.
Bank-in-a-Box
Composable financial building blocks.
Wallet
A balance your customers can spend.
From checkout to settlement.
Demo dataFollow a transaction from the moment a customer confirms payment to the point it settles with the merchant.
- 01
Customer
Confirms at checkout
- 02
Checkout
Payment details captured
- 03
Processing
Authorised
- 04
Merchant
Order confirmed
- 05
Settlement
Funds settled
Sample transaction
₹24,500
Payment successful
Fictional sample data, shown to illustrate the flow.
Make every business spend visible.
Corporate cards, spend controls and a category view that answers “where did it go?” before anyone has to ask.
- Travel38%
- Meals24%
- Subscriptions18%
- Office13%
- Other7%
Financial experiences, ready to build.
Bank-in-a-Box brings the pieces together, so a new financial product starts from working components rather than a blank page.
- Accounts
- Cards
- Wallet
- Payments
- Transactions
- Customer experience
Products
Everything MufinPay builds.
Everyday payments, cards, bills and rewards in one app.
MufinPay Super App
Payments, wallet, cards, bills and rewards in one place.
- Unified home
- Wallet and UPI together
- Bills and recharges
UPI
Send, request and scan-to-pay over UPI.
- UPI ID and mobile number
- Bank account and IFSC
- Scan and pay
Prepaid Cards
Flexible prepaid cards for everyday spending.
- Everyday spending
- Load and manage
- Programme controls
Gift Cards
Digital gifting that is quick to send and simple to use.
- Personal gifting
- Bulk issuance
- Digital delivery
Bill Payments & Recharges
Bills and recharges through one connected flow.
- Electricity and utilities
- Mobile and DTH
- Broadband
Rewards & Loyalty
Digital rewards that keep customers coming back.
- Digital gift cards
- Prepaid rewards
- UPI payouts
NCMC Smart Cards
One card for transit and everyday retail payments.
- Transit ready
- Retail acceptance
- Contactless
Technology that moves money.
Trust that moves people.
MufinPay builds digital payment and financial technology experiences designed around usability, security, compliance and responsible operations.
Security
Protecting payment journeys end to end.
Compliance
Operating within the applicable regulatory framework.
Support
Help when a payment needs a human.
Reliability
Built for the days that matter most.
Specific certifications, licences, regulatory registrations and partner details are intentionally not listed on this prototype. They should be added only once verified against MufinPay’s official documentation.
About MufinPay
Building the infrastructure for better financial experiences.
MufinPay develops digital payment products for three groups at once: the people making everyday payments, the merchants accepting them, and the businesses building financial programmes on top.
The same platform carries all three, which is why a wallet, a merchant sound box and a corporate card programme behave like parts of one system rather than three separate products.
Company history, milestones and leadership details are omitted here pending verification against official MufinPay sources.
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Explore the MufinPay ecosystem for consumers, merchants and businesses.